LoanSaathi

One conversation. Many lenders.

We help you find the right loan option across multiple banks and finance companies, no matter which city or state you're in.

LoanSaathi works with a network of contacts across both nationalised banks and private finance companies, covering home loans, loans against property, plot and construction financing, commercial property loans, and personal loans, across India.

We also work with lenders who specifically finance Gram Panchayat, gavthan, and rural or agricultural properties, a category many banks avoid outright. Every lender reads credit score, income, and property type differently, so instead of approaching one bank and hoping, we help you compare real options and find the one that actually fits your situation, wherever you are.

Common situations we help with

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A low score doesn't mean no loan. Different lenders set different thresholds, and some specialise in working with borrowers others turn away. We help you find a lender whose criteria actually matches your score, rather than assuming you're out of options after one rejection.
Not every bank finances gavthan, Gram Panchayat, or agricultural-titled properties, but a real number of lenders do, including some nationalised banks and several private finance companies, across states. We know which ones actively work with this kind of title, so you're not stuck guessing or hearing "no" from every branch you approach.
Standard income proof formats often don't reflect how self-employed income actually looks. Some lenders read this far more flexibly than others, factoring in bank statements, business turnover, or ITR patterns differently. We help match you to lenders who understand self-employed income rather than rejecting on paperwork alone.
Buying a plot and building on it later often needs a different financing structure than a standard home loan. We connect you with lenders who offer combined plot-plus-construction financing, so both stages are planned for from the start instead of arranged separately and awkwardly.
There's no single "best bank," only the best fit for your specific situation. Credit score, income type, and property type all change which lender makes sense, wherever you're located. We listen first, then point you toward options worth actually applying to, instead of you approaching banks one by one and hoping.

Loan types we help with

Across both nationalised banks and private finance companies, pan India

Home Loan Loan Against Property (LAP) Plot + Construction Loan Commercial Property Loan Personal Loan Gram Panchayat / Gavthan / Agricultural Property Financing